MANPOWER RETENTION PROGRAMME.
Words such as creativity and innovation enter the scenario at this juncture. Organizations are now endeavoring to “create” “innovative” approaches to retain the manpower- and battle the situation of losing out on superior performers. Day in day out there are situations being created- wherein the organization need to face the client and tell them their favorite resource is no longer available. Of course, if he looked a little further he may just spot the same resource working at the client site-status changed from contractor to employee! That is the whole game- gone are the days of ethics and customer satisfaction. The first step today is employee satisfaction. And yes- they are no longer employees but INTERNAL CUSTOMERS!
GROUP HEALTH INSURANCE
Presenting a comprehensive Group Health Insurance Plan that goes the extra mile to make the life convenient. Designed to meet the need for today’s health problems of the employees as well as their dependents and enjoy the reliability of health Insurance as they live their life to the fullest.
- This group product offers more benefits than an Individual product does.
- Health Insurance provides hospitalization benefits to the employees and their family members.
- The additional benefits can also be added subject to the approval of both the sides
- Claim Settlement is a simple procedure in which we are specialized and well versed with.
GROUP PERSONAL ACCIDENT
This covers accidents across the globe and reimburses the income loss during the said period.
- Accidental death - Event of fatal accident (death) to the insured
- Dismemberment - Event of loss of limbs, eyesight, speech & hearing
- Permanent total disability - Event of disablement of permanent, total & irrecoverable nature
- Permanent partial disability - Event of disablement of permanent, partial & irrecoverable nature
- Weekly Benefit - Event of a temporary disability arising out of an accident, preventing an employee from attending office
Your stay abroad becomes a pleasure when everything is in place for emergencies. Travel Insurance takes care of every minute detail that you may need.
- Adding safety to your family in difficult situations, it is specially designed to serve you in your travel which acts as your TRAVEL COMPANION.
- It includes medical emergencies for sickness and accidents, loss of baggage and passport, personal liability as well many more things.
- You can make use these benefits on holidays as well as on work travel. Multi trip or Annual products are available as per your requirements
SUPER ANNUATION AND LEAVE ENCASHMENT
In swiftly changing times, your employees need something to depend on, the knowledge that they will always be looked after.
- Super Annuation is out sourcing and planning of the pensions to be paid in the future to come.
- It helps the organization to plan its future liabilities in the present . Can be taken for selective people also.
- Leave Encashment also provides the organization with a tool to reimburse the monies to their employees at their convenience but plan for the same from today itself. It also covers past liability.
The above scheme is meant to provide life insurance protection to groups of people.
- Group Insurance can be offered to the employees as an additional benefit.
- The cover will be given as per their income or on a uniform basis what ever is asked for.
- The benefit here is that in a group the premiums paid are much lower than in an individual product.
- Group Gratuity is a social Liability that has to be paid by the employer once the employee completes 5 years of continuous service with the organization.
- This particular product would be placed with an Insurance company and additional benefits can be offered.
- Additional benefits are gratuity is provided till the age of 60 years even if the employee expires before this age. Also Life Insurance can be offered at the payment of an additional premium.
- It helps to plan the organizations Future and Past Liability.
LIABILITY MANAGEMENT PROGRAMME .
This is the only way in which the organizations’ present and future liabilities can be taken care of before they become an emergency .
Any liability for the organization arising out of the actions of its management or employees in which a third party is involved.
- It covers the organization for any claims made by the outsiders as well as people within the organization.
- We offer “DUTY TO DEFEND” ISO form policy which means having paid premiums you have almost entirely outsourced the claims handling to us .
- Provides limits up to 50 million USD.
- It covers the legal liabilities incurred as the result of the bodily injury or property damage caused by the use of your products after they are sold or supplied.
- Extensions are also available geographically across the world and vendors are also covered.
- “Products Recall” is the USP of this product.
- It covers the defence cost as well as damages awarded.
DIRECTORS AND OFFICERS LIABILITY
The Directors and Officers liability insurance policy provides indemnity to directors and officers for legal costs, damages and expenses incurred, arising from claims brought against them personally due to any wrongful acts in their managerial capacity.
- COVERAGE CAN BE EXTENDED TO THE PAST AS WELL AS PRESENT DIRECTORS.
- INDEPENT DIRECTORS HAVE AN ADDITIONAL BENEFIT
- ALSO THE LEGAL HEIRS AS WELL AS REPRESENTATIVE ARE OFFERED A COVE
BUISNESS CONTINUITY AND SUCCESS PROGRAMME
WILL YOUR BUISNESS CONTINUE AND GROW AS YOU PLANNED, IF ……?
You had not awoken from your sleep?
You met with a permanent disability?
You were forced with a compulsory retirement?
You desired an unplanned voluntary retirement to pursue your favorite hobby?
… And if any of that had occurred YESTERDAY ITSELF?
Could your family have managed ………………?
That one shrewd business associate OR
Any or all your business rivals ……..
EYEING YOUR FINANCIAL ASSETS …………
DOES YOUR FAMILY STAND A CHANCE?
ARE YOU REALLY READY FOR ANY OF THESE?........
We at Accimate Associates support you to create operate and maintain the said programme. It is a unique proposition known to the knowledgeable few but catching up fast nevertheless. Accimate Associates specializes in these kind of programmes.
PLANNED BUISNESS EXIT.
- Business continuity programme.
- Approved transfer of business ownership.
- Funded Buy and Sell Agreement.
- Financial Disaster Management Fund.